Gift card factors in mortgage pitch

Sweetener: a $100 gift card.

Recent promotions for a refinancing deal through Third Federal Savings & Loan include a Home Depot connection -- a $100 gift card for borrowers.

“Open your Third Federal Smart Rate Mortgage by Aug. 24 and we’ll give you a $100 gift card to The Home Depot,” writes Third Federal chairman and CEO Marc Stefanski in the postscript to a letter to mass letter to homeowners. 

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